/* IașiAsigură — stiluri. Fără fonturi externe. */
:root{--navy:#0b2545;--navy-2:#13315c;--blue:#1f5fa8;--sun:#f5b301;--sun-2:#ffcb3d;--wa:#25d366;--wa-2:#1ebe5b;
--ink:#132238;--slate:#4b5b70;--muted:#5c6b80;--line:#e3e8ef;--bg:#fff;--bg-soft:#f5f8fc;--bg-alt:#eef3f9;
--radius:14px;--radius-sm:10px;--shadow:0 10px 30px rgba(11,37,69,.10);--container:1100px;
--ff:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;font-family:var(--ff);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(1.9rem,4.5vw,3rem);font-weight:800}h2{font-size:clamp(1.5rem,3vw,2.2rem);font-weight:700}h3{font-size:1.15rem;font-weight:650}
p{margin:0 0 1rem;color:var(--slate)}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}p a,.article-meta a{text-decoration:underline}
img,svg{max-width:100%;height:auto}ul,ol{padding-left:1.3rem;color:var(--slate)}
.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:20px}.container-narrow{max-width:820px}
.skip-link{position:absolute;left:-999px;top:0;z-index:1000;background:var(--navy);color:#fff;padding:10px 16px}.skip-link:focus{left:0}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* butoane */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:1rem;padding:13px 24px;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .2s;text-decoration:none!important}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--sun);color:var(--navy)}.btn-primary:hover{background:var(--sun-2)}
.btn-wa{background:var(--wa);color:var(--navy)}.btn-wa:hover{background:var(--wa-2)}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost-dark{background:transparent;border-color:var(--navy);color:var(--navy)}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:1.2rem 0 1.6rem}.cta-note{flex-basis:100%;font-size:.92rem;color:var(--muted);margin:0}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:16px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;color:var(--navy);text-decoration:none!important}
.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--sun);color:var(--navy);font-weight:900;font-size:1.1rem}
.brand-text strong{display:block;font-size:1.15rem;line-height:1.1}.brand-text em{font-style:normal;color:var(--blue)}.brand-text small{display:block;font-size:.72rem;color:var(--muted)}
.nav{margin-left:auto}.nav-menu{list-style:none;margin:0;padding:0;display:flex;gap:4px}
.nav-menu a{display:block;padding:10px 12px;border-radius:10px;color:var(--ink);font-weight:600;font-size:.95rem}.nav-menu a:hover{background:var(--bg-alt);text-decoration:none}
.nav-toggle{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer}.nav-toggle span{display:block;width:22px;height:2px;background:var(--navy);margin:5px auto}
.header-wa{padding:10px 16px;font-size:.95rem}.header-wa svg{width:20px;height:20px;flex-shrink:0}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 60%,#1a4a86 100%);color:#fff;padding:56px 0 48px}
.hero h1{color:#fff}.hero p{color:rgba(255,255,255,.88);font-size:1.15rem;max-width:640px}.hero .eyebrow{color:var(--sun)}
.eyebrow{font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;color:var(--blue);margin:0 0 .6rem}
.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;padding:0;margin:1.2rem 0 0;color:rgba(255,255,255,.9);font-size:.95rem}
/* secțiuni și carduri */
section{padding:52px 0}.section-alt{background:var(--bg-soft)}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fill,minmax(240px,1fr))}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:0 1px 3px rgba(11,37,69,.06);transition:transform .15s,box-shadow .2s;color:inherit;text-decoration:none!important}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.card h3{margin:.4rem 0 .3rem}.card p{margin:0;font-size:.95rem}
.card-icon{font-size:1.6rem}.badge{float:right;font-size:.72rem;font-weight:700;padding:3px 9px;border-radius:999px}
.badge-online{background:#e6f7ee;color:#137a3d}.badge-consult{background:#fff3cf;color:#8a5b00}
.steps{counter-reset:s;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.step::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--sun);color:var(--navy);font-weight:800;margin-bottom:10px}
/* pagini conținut */
.page-hero{background:var(--bg-soft);padding:36px 0 26px;border-bottom:1px solid var(--line)}
.breadcrumb{list-style:none;padding:0;margin:0 0 12px;display:flex;flex-wrap:wrap;gap:6px;font-size:.88rem;color:var(--muted)}.breadcrumb li+li::before{content:"›";margin-right:6px}
.lead{font-size:1.15rem;color:var(--ink)}
.prose h2{margin-top:2rem}.prose li{margin-bottom:.35rem}.two-col{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.check li::marker{content:"✔ ";color:#137a3d}.cross li::marker{content:"✖ ";color:#b42318}
.faq-item{border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:10px;background:#fff}.faq-item summary{cursor:pointer;padding:14px 18px;list-style:none}.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary h3{display:inline;font-size:1.02rem;margin:0}.faq-item summary::after{content:"+";float:right;font-weight:700;color:var(--blue)}.faq-item[open] summary::after{content:"–"}
.faq-a{padding:0 18px 14px}.faq-a p{margin:0}
.related{background:var(--bg-alt);border-radius:var(--radius);padding:20px 24px;margin:2rem 0}.related h2{font-size:1.2rem}.related ul{margin:0}
.author-box{display:flex;gap:16px;align-items:center;border:1px solid var(--line);border-radius:var(--radius);padding:18px;margin:2rem 0;background:#fff}
.author-box img{width:76px;height:76px;border-radius:50%;object-fit:cover}
.article-meta{color:var(--muted);font-size:.9rem}.article-card time{display:block;color:var(--muted);font-size:.85rem;margin-bottom:6px}
.testimonial{background:#fff;border-left:4px solid var(--sun);padding:16px 20px;border-radius:0 var(--radius-sm) var(--radius-sm) 0}
.testimonial cite{display:block;margin-top:8px;font-style:normal;color:var(--muted);font-size:.9rem}
/* footer */
.site-footer{background:var(--navy);color:rgba(255,255,255,.85);padding:48px 0 24px;margin-top:40px}
.site-footer a{color:#fff}.site-footer h3{color:var(--sun);font-size:1rem;margin-bottom:.6rem}.site-footer ul{list-style:none;padding:0;margin:0;color:rgba(255,255,255,.85)}.site-footer li{margin-bottom:6px;font-size:.95rem}
.site-footer p{color:rgba(255,255,255,.8)}.footer-grid{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.footer-brand{font-size:1.2rem;color:#fff}.footer-brand em{font-style:normal;color:var(--sun)}
.footer-legal{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:18px;font-size:.85rem}
.fab-wa{position:fixed;right:18px;bottom:18px;z-index:60;display:grid;place-items:center;width:58px;height:58px;border-radius:50%;background:var(--wa);color:var(--navy);box-shadow:0 10px 24px rgba(37,211,102,.4)}
.fab-wa svg{width:30px;height:30px}
.about-photo{width:280px;height:350px;border-radius:var(--radius);object-fit:cover;float:right;margin:0 0 16px 24px;box-shadow:var(--shadow)}
@media (max-width:860px){
  .nav-toggle{display:block}.nav{margin-left:auto}
  .nav-menu{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;padding:10px 16px 16px}
  .nav-menu.open{display:flex}.header-wa span{display:none}.header-wa{padding:10px;width:44px;height:44px;flex-shrink:0}.hero .cta-row{padding-right:70px}
  .hero{padding:40px 0 36px}section{padding:40px 0}
  .about-photo{float:none;display:block;margin:0 auto 16px;width:min(280px,100%);height:auto;aspect-ratio:4/5}
  .author-box{flex-direction:column;align-items:flex-start}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.card{transition:none}}